Payday Super · compliance & reconciliation review
Review payroll super payments before they become compliance problems. Payday Super applies from 1 July 2026 — super contributions generally need to be received by the employee's fund within 7 business days of payday (longer in some cases, such as new employees or new funds). This tool checks a payroll export against that requirement and surfaces exactly which payments need a closer look.
Defaulted to the July–September 2026 quarter rate. The ATO resets this every quarter — if you're using this tool in a later quarter, click through and update the number.
Use 60% unless one of these clearly applies to this employer: 40% if there's been no SG assessment or estimate against them in the past 24 months, or 36% if they voluntarily disclose the shortfall to the ATO within 30 days of the due date, before being contacted about it. If you're not sure which applies, leave it on 60% — it's the safer (higher) assumption to show a client.
This is the exact list of dates used to calculate deadlines for the selected state — the same list every payment above is checked against. Dates marked Official source come from the Fair Work Ombudsman (see Disclaimer & Limitations for the links to verify each state). If a new holiday is declared after that source was last checked, add it below — it applies immediately to every affected row, and any deadline it changes is marked adj. in the table.
Illustrative SGC estimates only, not a substitute for professional advice.